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Why You Should Ask About Retirement Income this Medicare AEP

Rising Cost of Healthcare
October 17th, 2014

Your Medicare conversations need to include retirement planning when it comes to enrolling seniors this AEP. Why? Because newly retired Boomers may be shocked by the Medicare costs they incur. A new white paper from HeathView Services, a firm that collects retirement health care data, reveals how Medicare premiums and surcharges are tied to retirees’ [...]

Medicare Part D Plans to Cover Fewer Drugs in 2015

Medicare Rx drug coverage
October 16th, 2014

If you sell Medicare Part D plans, you may experience a spike in quote requests this open enrollment period. Why? Because despite the stability in prices, the number of drugs the average plan covers is falling, LifeHealthPro reports. Kevin Coleman, an analyst at HealthPocket, found that the average Medicare Part D plan will cover 1,418 [...]

Are Medicare Advantage Plans Overspending Tax Payer Dollars?

Rising Cost of Healthcare
October 15th, 2014

The 2014-2015 Medicare Annual Election Period is here, and it’s not without controversy. Medicare Advantage plans are under fire for potentially overspending tax payer dollars. A senior HHS researcher claims that Federal officials must do a better job of catching billing errors and overpayments for Medicare Advantage plans because these mistakes cost tax payers billions [...]

California Prop 45 Would Let Consumers Sue Over Health Rates

California Health Insurance
October 13th, 2014

The National Association of Health Underwriters (NAHU) wants to bring voters’ attention to a consumer intervention provision in Proposition 45, a health insurance rate review authority ballot measure, LifeHealthPro reports. Supporters say the referendum would give the California state insurance commissioner the authority to deny or modify health insurers’ applications for rate increases. This would [...]

HHS: Consumers saved $1 billion in premiums last year

Consumers saved $1 billion in premiums last year, thanks to rates being more affordable than first predicted.
October 7th, 2014

In 2013 alone, consumers saved a combined $1 billion, thanks to health insurance rates costing less than what they had originally been projected to total, HHS recently reported.

Report: costing billions has cost about $2.1 billion to maintain, according to new analysis.
October 7th, 2014 and the overall enrollment system has cost more than $2 billion thus far, based on recent calculations of government numbers performed by Bloomberg.

Oklahoma judge rules no subsidies for federal insurance marketplace

The U.S. Supreme Court will decide the subsidies issue that's currently tying up the Affordable Care Act's implementation.
October 3rd, 2014

The Affordable Care Act has suffered another legal setback. On October 1, a federal judge in Oklahoma ruled that the federal government can’t provide insurance subsidies to customers in states that declined to set up their own marketplaces under the health care law, CBS News reported. The decision increases the possibility that the Supreme Court [...]

More small businesses dropping group health insurance

A smartly developed elevator statement can be the difference between a successful or failed sale.
September 30th, 2014

If you sell individual health insurance, get ready for a spike in sales. More small businesses are dropping group plans as expenses rise, leaving employees to buy coverage on their own, the Milwaukee Journal Sentinel reports. Last month, WellPoint revealed that its roster of small businesses has shrunk by 12% already this year. And according [...]

Does the ACA have a pre-existing conditions loophole?

More than half of consumers are against the Affordable Care Act, a new high, according to the Kaiser Family Foundation.
September 25th, 2014

The Affordable Care Act outlawed the practice of turning down patients with pre-existing conditions. But an editorial in the American Journal of Managed Care alleges that some insurance companies have found a way to deter sick customers from enrolling in their plans. How? It has to do with how drugs are categorized in the health [...]

Many uninsured still uninformed about coverage mandate, poll finds

Many people who aren't insured still aren't aware that there's a law requiring them to buy health coverage, according to a new poll.
September 24th, 2014

Close to half of uninsured U.S. adults – 46 percent – have never heard of the law that requires them to buy health insurance, based on analysis performed by Harris Interactive on behalf of the Transamerica Center for Health Studies.