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Why your client may not want to have an auto renewing health plan

Agents may want to point their clients to HealthCare.gov, so that they can avoid potential problems resulting from their health plans auto renewing.
July 29th, 2014

Agents could prove to be their clients’ knights in shining armor if their health plans are nearing their expiration dates, as industry officials say that the auto renewal system under the Affordable Care Act is riddled with problems that could result in headaches for those who have this option.

Government caps noncompliance penalty for not buying coverage

The financial penalty for not buying health coverage is due when Americans file their 2014 tax returns.
July 28th, 2014

According to The Associated Press, the federal government capped penalties at approximately $2,250 for people and just less than $12,250 for a family of five.

Uninsured rate down, more minorities gain coverage, study finds

The Affordable Care Act has helped lower the uninsured rate substantially.
July 28th, 2014

Insurance agents have a lot to be proud about, because since the close of the open enrollment period, far fewer people are uninsured today than they were right around this time last year, according to newly released information from the Commonwealth Fund.

NAHU says agents should ‘carry on’ in wake of ACA appeals court decisions

The U.S. Supreme Court will decide the subsidies issue that's currently tying up the Affordable Care Act's implementation.
July 24th, 2014

After opposing rulings on the Affordable Care Act, the best course of action for insurance agents is to continue on selling as you normally would, according to the National Association of Health Underwriters.

Appeals court deals blow to Affordable Care Act

Two appeals court decisions came to polar opposite conclusions on whether the federal government can provide subsidies for health insurance.
July 23rd, 2014

Just when it seemed like the Affordable Care Act was finally being considered the law of the land, a court decision was recently rendered that could put the fate of the legislation in serious jeopardy.

Does your client know everything they should about the health care law?

The next sign-up period for the Affordable Care Act is in November.
July 22nd, 2014

As ACA-related stories have faded from the news cycle, so too have people’s memories, specifically as it relates to what people who have marketplace-based plans are now covered for.

How agents can lower their clients’ premiums, whose teen is now driving

When parents add their teenagers to their auto insurance, premiums increase by 80 percent, on average, according to a recent study.
July 21st, 2014

With Aug. 1 nearing – the official halfway point of the summer season – it won’t be long before kids begin their back-to-school shopping, as classes resume once again. And while school-aged guys and gals will be changing from one grade to the next, among high schoolers, some will be transitioning in more ways than one.

How agents can “speak” to the millennial generation

More than $1 trillion per year ind direct spending comes from millennials - make them a key demographic to tap into.
July 21st, 2014

You don’t want to put too much of a focus on one consumer group in your lead prospecting, because millennials – the generation of people between 18 and 35 years of age – represent a huge portion of the nation’s purchasing power.

How to communicate more effectively

If you're able to communicate effectively, you're bound to find a lot of success in the insurance industry.
July 14th, 2014

Where communication takes on a high level of importance is with customers and potential clients.

How to maximize customer engagement on social media

Insurance Journal has tips for agents on how to become more engaged with social media - and how to get potential clients engaged as well.
July 3rd, 2014

As an insurance agent, if you haven’t started using Twitter, Facebook and LinkedIn, among others, to market yourself or your company, you really ought to think about doing so.