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How the Supreme Court Ruling Could Affect Premiums

health wallet
February 27th, 2015

If the U.S. Supreme court strikes down federal health insurance subsidies, 7.5 million people could face an average premium increase of 255% this year. Others could face an increase as high as 779%, according to Avalere Health. Arguments in the King vs. Burwell case, which will determine the fate of the subsidy, begin March 4. [...]

How to keep prospects interested {Video}

February 27th, 2015

Transcript Have you ever found yourself daydreaming in the midst of an important meeting? Odds are you have. In fact, it's fair to say that everyone at one point or another has found themselves thinking about other things, sidetracked by seemingly innocuous issues that come up throughout the day, like what you're going to do [...]

Health Care Subsidies Reducing Tax Refunds for Many

February 26th, 2015

The health care subsidies that lowered premiums for many Americans is also lowering their tax refunds. According to an analysis by H &R Block, the average tax payer owes about $530 to offset their subsidy—making their 2014 tax refund much smaller. Although the H & R Block data isn’t official and is only based on [...]

PPACA Enrollment Extension Could Hurt Insurers, Analyst Says

April 30
February 25th, 2015

Intended to help consumers avoid another tax penalty, the upcoming special enrollment period may actually harm health insurers, Steve Zaharuk, a senior vice president at Moody’s says. Last Friday, the CMS announced that tax payers who pay a penalty for remaining uninsured in 2014 are eligible for a special enrollment period that runs from March [...]

New iPad App Can Boost Life Insurance Sales

February 24th, 2015

Want to sell more cash value life insurance? A new iPad app from Voya Financial claims to help you do just that. The Voya Life Journey mobile selling system not only helps clients understand the benefits of life insurance, but it lets them explore the solutions that will help them meet their financial goals. Enter [...]

Auto Insurance Rate Evasion Isn’t a Crime…Yet

February 23rd, 2015

It’s surprisingly easy for drivers to insure a vehicle somewhere other than where they live. All they have do to is committee a little auto insurance rate evasion fraud. The practice involves owners registering their vehicles out of state to lower their insurance premiums, while they actually live and drive in places where rates where premiums [...]

Open Enrollment Extended for Those Hit By Tax Penalty

tax money
February 20th, 2015

People facing fines for remaining uninsured in 2014 now has additional time to get covered through the federal exchange, officials announced Friday. From March 15 through April 30, taxpayers who learn that they must pay the health insurance tax penalty can return to to buy a plan for 2015. The second open enrollment period [...]

Post-enrollment season kicks off {Video}

February 20th, 2015

The three-month period that was the Affordable Care Act's second annual open enrollment season has officially ended, and what a quarter it was for sign-ups in the nation's health exchanges, including

What Happens if States Lose the Health Insurance Subsidy?

February 19th, 2015

On March 4, the Supreme Court is due to hear the opening arguments in the King v. Burwell case. The decision will determine whether customers in the 37 states that didn’t set up their own exchanges can continue to receive federal tax subsidies. If the court strikes down the subsidy, millions of people may be [...]

Open Enrollment Sign Ups Hit 11.4 Million has cost about $2.1 billion to maintain, according to new analysis.
February 18th, 2015

About 11.4 million people either selected health insurance plans or renewed their coverage during the second open enrollment period, President Obama announced on Tuesday. But that won’t be the final tally. The numbers are still growing as people sign up during the extended enrollment period. Anyone who was unable to complete an application by Feb. [...]