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More small businesses dropping group health insurance

A smartly developed elevator statement can be the difference between a successful or failed sale.
September 30th, 2014

If you sell individual health insurance, get ready for a spike in sales. More small businesses are dropping group plans as expenses rise, leaving employees to buy coverage on their own, the Milwaukee Journal Sentinel reports. Last month, WellPoint revealed that its roster of small businesses has shrunk by 12% already this year. And according [...]

Does the ACA have a pre-existing conditions loophole?

More than half of consumers are against the Affordable Care Act, a new high, according to the Kaiser Family Foundation.
September 25th, 2014

The Affordable Care Act outlawed the practice of turning down patients with pre-existing conditions. But an editorial in the American Journal of Managed Care alleges that some insurance companies have found a way to deter sick customers from enrolling in their plans. How? It has to do with how drugs are categorized in the health [...]

Many uninsured still uninformed about coverage mandate, poll finds

Many people who aren't insured still aren't aware that there's a law requiring them to buy health coverage, according to a new poll.
September 24th, 2014

Close to half of uninsured U.S. adults – 46 percent – have never heard of the law that requires them to buy health insurance, based on analysis performed by Harris Interactive on behalf of the Transamerica Center for Health Studies.

Why Latinos are the least insured minority group

About 23 million people are expected to be uninsured in 2023, down from 46 million in 2012.
September 22nd, 2014

With the second open enrollment period for the Affordable Care Act less than two months away, health agencies are struggling to decrease the rate of uninsured Latinos. Of the 8 million Americans who enrolled with Obamacare during the first open enrollment period, 10.7 percent of applicants were Latinos. This percentage is low, given that 29 [...]

How to deal with the reluctant life insurance buyer

The millennial generation and young people in general don't put a priority on life insurance like they ought to.
September 18th, 2014

It definitely feels like society is procrastinating on many life events and/or experiences.

HHS awards $60 million to supply exchanges with in-person assisters

The Department of Health and Human Services announces $60 million will go toward supplying the exchanges with navigators to help people get approved for health coverage.
September 16th, 2014

HHS Secretary Sylvia Burwell recently revealed that $60 million in grant awards will be distributed to 90 organizations where either federal or state-run exchanges are operating.

Results mixed for health care spending in Massachusetts

Health care spending in the Bay State rose by more than 2 percent, but some providers were able to keep costs down.
September 15th, 2014

One of the states where health care cost have been increasing faster than inflation is Massachusetts, according to newly released data.

Fort Collins declared ‘America’s Safest Driving City’

Fort Collins was recently named the country's safest driving city.
September 12th, 2014

Insurance agents in Colorado apparently haven’t had to deal with too many auto insurance claims over the past several years, as for the fourth time in a row, the state is home to the city that has the safest drivers, based on the infrequency with which car crashes take place.

California Senate passes ride-sharing bill

Ride-sharing programs have created a lot of questions regarding auto insurance.
September 11th, 2014

A recent law was passed by the California legislature that could change the way in which ride-sharing programs work for the rest of the country.

Sentiment regarding ACA still mostly negative

People directly affected by the Affordable Care Act say that it's caused their premiums to rise, according to a new Kaiser Family Foundation survey.
September 10th, 2014

When respondents were asked whether they considered themselves to be supporters of the ACA or opponents, approximately 47 percent said they considered the 2010 health care overhaul to be a bad thing, according to analysis performed by the Kaiser Family Foundation.