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Premiums Rise for Most Popular Exchange Plans

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November 21st, 2014

Consumers renewing their exchange plan coverage may be in for quite a sticker shock. According to recent analysis by Alavere Health, the most popular exchange plans –silver—increased premiums by 10 percent on average in 2015. This is bad news for the cost-conscious shopper. The health consulting firm found that 28 percent of all exchange enrollees [...]

Carrier Satisfaction Dips Among Health Insurance Consumers

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November 20th, 2014

Health insurance providers face an uphill battle when it keeping customers happy. A new study finds that carriers have hit a 10-year low in consumer satisfaction, ranking as the fourth least-liked industry. Only airlines, cable companies, and internet services providers ranked lower. After surveying 7,000 consumers, the American Consumer Satisfaction Index found that customer satisfaction [...]

Feds Extend PPACA Health Plan Report Deadline

Consumers saved $1 billion in premiums last year, thanks to rates being more affordable than first predicted.
November 19th, 2014

Insurers and employers will have an extra three weeks to send in their health plan enrollee counts. The Center for Consumer Information & Insurance Oversight (CCIIO) is extending the due date for annual enrollment count reports for the PPACA reinsurance program to 11:59 p.m. on December 5. The previous deadline was November 15. Under the [...]

One-Third of Uninsureds Plan to Pay Fine, Gallup Poll Finds

About 23 million people are expected to be uninsured in 2023, down from 46 million in 2012.
November 18th, 2014

Uninsureds may be a tricky demographic to capture this open enrollment, but educating consumers is the key to selling more health insurance plans. A new Gallup poll reveals that about 35 percent of those without health insurance plan to pay a fine instead of purchasing coverage. The number of people forgoing health insurance under the [...]

Health Insurance Marketplace Opens with 100,000 Applications

HealthCare.gov has cost about $2.1 billion to maintain, according to new analysis.
November 17th, 2014

The 2015 Open Enrollment period began on Saturday with 100,000 people submitting applications, U.S. health secretary Sylvia Mathews Burwell reported. Yesterday, 500,000 visitors logged onto the site. No technical problems were reported in the first 24 hours, which is a dramatic improvement from last year, when the exchange website collapsed on its first day of [...]

Lower Exchange Enrollment Will Hurt Insurance Carriers

HealthCare.gov could cause some frustration in November, the newly appointed CEO to the website recently indicated.
November 14th, 2014

Lower PPACA enrollment projections will hurt insurance carriers, Moody’s Investor Services says. On Thursday, the financial services firm released a report that claims the projected 9.1 million enrollees on the exchanges (down from 13 million) is a “credit negative” for carriers who have invested with the expectation of membership growth. “This lower projection, along with [...]

Survey Shows Many with Health Insurance Can’t Afford Care

About 23 million people are expected to be uninsured in 2023, down from 46 million in 2012.
November 13th, 2014

Do your health insurance customers focus only on premiums? A new survey offers a great reminder why it’s important to look at more than the monthly price tag when estimating medical costs for the coming year. Deductibles and co-pays are on the rise and can take a large chunk out of their income with out-of-pocket [...]

Fewer Expected to Buy Health Insurance Through Exchanges

Your client may be eligible to apply for health insurance through HealthCare.gov before Nov. 15.
November 12th, 2014

The Obama administration predicts that the number of people who enroll in health insurance through the marketplaces will be significantly lower than previous estimates. Health and Human Services Secretary Sylvia Mathews Burwell said that by end of 2015, 9 million to 9.9 million Americans will have purchased health plans through the exchanges. This is roughly [...]

3 Ways to Improve Your Health Insurance Website

HealthCare.gov could cause some frustration in November, the newly appointed CEO to the website recently indicated.
November 11th, 2014

More consumers than ever are shopping for health insurance online, making a website an essential marketing tool. But it takes more than driving traffic to your landing page to close the lead. In a recent interview with LifeHealthPro, Sally Poblete, chief executive officer of Wellthie, discussed the most common agency home page mistakes and how [...]

HealthCare.gov Opens Today to Allow for Review of Plans

Could better customer service be the key to unlocking loyal customer relationships? By embracing the web and mobile technology, insurance agents have better tools than ever before to connect with their clients.
November 10th, 2014

Consumers can start comparing their options on HealthCare.gov today, the New York Times reports. Although open enrollment is five days away, consumers can begin anonymously “window shoping” for health insurance. And unlike last year, they won’t be required to create an account or answer numerous questions. This year, consumers will also be able to sort [...]