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Fruit Flies and Life Insurance?

February 10th, 2012

If you knew you only had 30 days to live, would you buy life insurance if you were given the chance? If you answered “yes” then you are with the 62% of adult Americans who answered the same to this scenario. This is in stark contrast to the 2% who say that they plan to [...]

Choosing and Reviewing Your Life Insurance

January 26th, 2012

It is important to periodically review your life insurance, especially when major life changes occur. Examples of this would be a change in employment or the educational plans of your children.  There are also two types of life insurance, term life and whole life. Term life remains in effect for a certain number of years [...]

Scaring Into Quitting- The Best Way to Support Smokers?

January 5th, 2012

…”smoking is still the No. 1 cause of preventable death in this country. Nearly half a million people die prematurely because of smoking-related illnesses, including lung cancer, heart disease and chronic obstructive pulmonary disease, according to the Centers for Disease Control and Prevention.”  Regardless of these scary facts, smokers still continue with this habit. Smokers [...]

Is Life Insurance the Best Valentine’s Day Present?

February 11th, 2011

Is the best way to get your Valentine to fall in love with you to purchase her a life insurance policy?  A recent study suggests that may be the case. According to the nonprofit LIFE foundation, more than half of Americans surveyed said that they would feel loved if their significant other named them as [...]

Term Life Insurance Rates Increase

June 9th, 2009

Insurers are reporting that they have increased term life rates by 5-15% since the beginning of 2009, ending a several year trend of reducing premiums.   A tighter credit market, combined with lower returns on their own investments have caused life insurance companies to increase premiums for the first time in ages. This may actually be [...]