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Today is a day where some exchange gifts with their loved ones. This may include expensive gifts such as diamond necklaces and engagement rings. These are meant to last a lifetime but the truth is that they can easily be misplaced, lost in a fire or tornado, or stolen. This is why insurance should also [...]
Dogs are known to be “man’s best friend” but home insurance companies may not agree. Insurers may have a “danger list” that consists of certain dog breeds that may pose a risk to people. Although most dogs fall into the “no problem” category which consists of all breeds and sizes, others may be considered “borderline” [...]
If you own a home, more than likely you have insurance, but do you have enough of it? There are four elements that help you decide how much coverage you should get: The cost to rebuild your home. The cost to replace the contents of your home. Additional living expenses if you are forced to [...]
Bad weather is inevitable but what happens when the weather affects your home? Would your home owner’s insurance pay if a tree fell and damaged your home? Financialedge.investopedia.com reports that many people are not sure who would pay when a tree falls. They compiled a list of common instances and what would happen in each. [...]
The Missouri Insurance Information Service offers tips to avoid frozen water pipes this season. As water freezes, it expands, resulting in pressure from the ice pushing the water pipes out of shape. This will lead to the shattering of water pipes, causing breakage, which could potentially flood your house. To avoid this damage to your [...]
Homeowners insurance is a must-have during the holiday season. Between cooking a turkey for over 5 hours, heating up all of the delicious side dishes, and warming up desserts, most households will have their ovens running most of the day for a few days straight. On top of the ovens being utilized more than ever [...]
If you’re interested in saving money, (and lets face it, who isn’t?) avoid having hazardous items around your property. As irresistible as dogs may be, owning certain breeds will raise your homeowners insurance rates due to the high risk of bites. Damaged items such as stairs and railings may cause injuries and will also raise [...]