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How Insurance Companies Protect Themselves

February 17th, 2012

False claims and a high risk to premiums ratio are the two main categories of insurance fraud. For just auto insurance alone, this fraud costs between $5 and $7 billion a year in inflated claims. Insurance companies have different ways to detect insurance scams, with many companies having a fraud detection department. The job of [...]

Automobile Advances

February 2nd, 2012

As technology advances in motor vehicles, scientists are beginning to worry a little bit more each day. To replace some of the unsafe actions that cause accidents, car companies have found ways to allow drivers to focus more on the road.   These advances, such as the dial-up satellite radio, the system that gives the [...]

Don’t Be In The Dark

January 25th, 2012

Many consumers may agree that signing up for auto insurance could be one of the most complex parts of purchasing a car. While a few  people know exactly what they’re dealing with when signing on to a plan, other car owners may be taking a shot in the dark. To help with some frequently asked [...]

Breathaleyes-An App to Keep you Safe?

January 9th, 2012

With technology advancing more and more with each day that passes, should we be surprised that a cell phone may keep you off the road after you’ve been drinking?  Clay Bradley, the inventor of the BreathalEyes iPhone app, created this useful tool as a way to “help determine whether they’ve had too much to drink [...]

Common Myths About Auto Insurance

December 29th, 2011

The Chicago Tribune compiled a list of 15 car insurance myths and the truth about each one. Here are three common ones: Myth 1) New cars are more likely to get stolen than old ones. Statistics indicate that thieves actually tend to steal older cars for two main reasons. The first is that they are [...]

The Dangerous DUI

December 20th, 2011

Drinking and driving is not only dangerous, but will increase the cost of a driver’s insurance. Your rate may have an increase of anything between 30% and 100%, depending on the state that the driver resides, and will add points to your license which may also cause a steep increase in rates. Driving under the [...]

“…the most dangerous daily activity…”

December 14th, 2011

The National Transportation Safety Board has called to ban the use of cell phones while driving. In regards to this, the American Insurance Association has made their support very clear, by reporting a statement that demonstrates their encouragement for the ban.  This would include any sort of electronic device that may be of distraction while [...]

Fear the Deer and Stay Protected

December 7th, 2011

As many know, in October through December, auto-deer collisions are at a high due to mating season. According to Terry A. Messmer of USU, “The annual number of (auto-deer) collisions may be as high as two million a year.” Due to the increase in deer populations each year, the number of collisions is rapidly increasing. [...]

Who Doesn’t Like a Discount?

November 22nd, 2011

The American Agents Alliance is causing a movement to create a discount for consumers when they abide by the driving regulations and continuously keeping auto insurance.  This Act would allow consumers to keep their discount while they shop with other insurance companies and would not limit them to only receive this discount if they keep [...]

Before you Committ, Find a Car That Fits…

November 17th, 2011

Without giving it a second thought, you may be tempted to sign the contract to a daring, attractive, young, two-door vehicle, to later find that the asking price of it will only be the half of the chunk of change you will spend. When car shopping, it’s important to know which models will give you [...]